About
About Us
Debit Credit — a reliable partner for managing your business finances.
We’re with you for the whole journey — from registration and growth to an orderly wind-down when the time comes.
Accountants speak Finnish and Russian · Vaavo workspace & support: RU · FI · EN · ET · UK
Our Story
Debit Credit was founded in Helsinki to provide modern, transparent bookkeeping — especially for small and medium-sized businesses.
Over ten years we have founded more than 100 companies, run over 15,000 payrolls and prepared hundreds of financial statements. Our clients value clear pricing, fast communication and technology that makes bookkeeping easy.
We developed the Vaavo platform because we wanted to give our clients an always-up-to-date view of their finances — not just monthly reports, but a continuous connection to their bookkeeping.
Our Values
Transparency
Clear prices, open communication and online access to your financial data.
Expertise
Deep knowledge of Finnish tax legislation and bookkeeping requirements.
Technology
The Vaavo platform and AI tools make bookkeeping more efficient.
Multilingual
Our accountants speak Finnish and Russian. The Vaavo workspace and support cover all five languages: RU, FI, EN, ET, UK.
Founder
Vladimir Nyman
Accountant and entrepreneur who founded Debit Credit to provide better service to small business owners in Finland.
Partners
Fennia
Fennia — business insurance. We help our clients choose the right insurance to protect their business.
If
If — business insurance. Comprehensive coverage for your business with one of Finland’s leading insurers.
LähiTapiola
LähiTapiola — insurance and wealth management. A local and trusted partner for business risk management.
Wamo
Wamo — business banking. Modern business account, fast opening and easy integration with bookkeeping via Vaavo.
Not sure what you need? Just talk to us.
15 minutes in Finnish or Russian, no obligations.