DCDebit Credit
HomeServicesPricingVaavoGuidesAboutContact
Free consultation

Guides

Guides for entrepreneurs

Clear guides to starting a business, taxes and bookkeeping — in your language.

Sole trader or limited company? Choosing the right business form in Finland

Toiminimi or Oy? We compare liability, taxation, costs and bookkeeping — and explain which form suits which entrepreneur.

Read guide

How much does an accountant cost in Finland? Bookkeeping prices

What makes up an accounting firm’s price, and how much does bookkeeping cost for a toiminimi or an Oy? Pricing models, typical prices and hidden costs.

Read guide

VAT (ALV) guide for entrepreneurs in Finland (2026)

What is ALV and when is it mandatory? 2026 VAT rates, the €20,000 threshold, deductions and filing — a clear guide for entrepreneurs.

Read guide

Sole trader (toiminimi) taxation in Finland 2026: how it works

How is a toiminimi taxed? Capital and earned income, YEL pension insurance, prepaid tax and deductions — a clear 2026 guide for sole traders.

Read guide

Not sure what you need? Just talk to us.

15 minutes in your language, no obligations.

Free consultationWhatsApp
Debit Credit

Tilitoimisto Debit Credit

Y-tunnus 3512702-8

Services

  • Services
  • Pricing
  • Vaavo
  • For Accountants

Learn more

  • Start a Business
  • Switch Accountant
  • About

Contact

  • +358 40 710 9702
  • vladimir@debitcredit.fi
  • Haapaniemenkatu 7-9 B, 16. krs, 00530 Helsinki

© 2026 Tilitoimisto Debit Credit. All rights reserved.

Privacy PolicyTerms of Service