— Accounting in Helsinki · accountants speak Finnish and Russian
You always see where you stand.
Bookkeeping, taxes and reporting under control. In the Vaavo client portal you see your bank, taxes and reports online — always up to date, no more «hand over the papers and wait».
Vladimir: «Ready to pay — rent receipt received and recorded»
📷 Snap a receipt — it’s sent to your accountant for processingWhy people come to us
Three reasons — and you will recognise yourself in each
I am starting a business
From scratch we pick the company form, register it and explain every step — without the accounting jargon.
Start with a chatI want to switch accountant
Switching is easy: we collect everything from your previous accountant with no downtime.
Switch with easeTired of the black box
You want transparency. In Vaavo you see every month where the money goes.
See everythingWhat you get
Vaavo, in plain words
Send sales invoices, receive supplier invoices, follow bank transactions and message your accountant in Vaavo. Our own client portal is included in the service at no extra charge.
- Bank, taxes and reports — onlineAny time, without requesting a report or waiting.
- A photo of a receipt — straight to your accountantThe snapshot is sent to your accountant for processing — no boxes of receipts.
- A question in your language — a clear answerIn the Vaavo workspace you ask in your own language (RU, FI, EN, ET, UK) — the AI assistant understands and answers in it.
Full-service bookkeeping, done for you
Bookkeeping
Simplified and double-entry bookkeeping, monthly reports, VAT returns and financial statements.
Taxation
Tax returns, tax planning, withholding taxes and authority reporting.
Company Formation
Registration of sole traders, limited companies and other business forms.
Payroll
Payroll calculation, employment contracts, Tulorekisteri reports and pension fund reports.
How you start
Getting started — it begins with a chat
Get in touch
Tell us about your needs and receive a quote the same day.
Choose a package
We select the right package for your business together.
Connect your bank
Vaavo fetches transactions automatically.
Focus on your business
We handle the bookkeeping — you do what you do best.
Pricing
Transparent. Vaavo in every package
A guide by business size. We calculate the exact price during a consultation.
Micro
Sole trader (simplified bookkeeping)
Vaavo included
- Simplified bookkeeping
- 1–10 payment transactions per month
- Monthly VAT returns
- Monthly financial report
Basic
Sole trader / small Oy, 1 salary calculation
Vaavo included
- Double-entry bookkeeping
- 10–20 payment transactions per month
- 1 payroll run included (one employee/month)
- Monthly VAT return + pension and employer reporting
Large
Medium Ltd (20–40 invoices/mo, 30–50 expenses, ~5 salaries)
Vaavo included
- Double-entry bookkeeping
- 50–100 payment transactions per month
- 4 payroll runs included
- Monthly VAT return + pension and employer reporting
We’ll calculate the exact price — just write to us.
All packagesTeam
Real people who know your business
You get a named accountant — not a black box and not a chatbot.
Accountant and founder of Debit Credit. Finnish vocational education in accounting, followed by higher education in business and economics. Consultations in Finnish and Russian.
I used to hand over the papers and wait — how much money, which taxes, all unclear. Now I open Vaavo right from the construction site and in a minute I see everything: money, ALV, deadlines. And I ask in Russian. Calm.
By the numbers
Ten years of track record
An indication of what we have done for our clients over ten years.
Guides for entrepreneurs
Switching accountants in Finland: steps and documents
Plan your accounting firm switch: check your contract, transfer records and agree responsibilities. Debit Credit serves clients in Finnish and Russian.
Read guide →How much does an accountant cost in Finland? Bookkeeping prices
How to compare bookkeeping costs in Finland: package scope, additional work and Debit Credit pricing examples for sole traders and small limited companies.
Read guide →Sole trader or limited company? Choosing the right business form in Finland
Toiminimi or Oy? We compare liability, taxation, costs and bookkeeping — and explain which form suits which entrepreneur.
Read guide →Not sure what you need? Just talk to us.
15 minutes in Finnish or Russian, no obligations.